Navigating the world of Apple Pencils and iPads can be exciting, especially when considering the enhanced creativity and productivity they offer. For those looking to invest in this technology, understanding compatibility and exploring payment methods are crucial steps. This guide will help you compare Apple Pencil options in relation to different iPad models and introduce you to Apple Card Monthly Installments (ACMI) as a financing solution.
Apple Pencil Compatibility: Finding Your Perfect Match
Apple offers different generations of Apple Pencil, each with varying features and compatibility. Choosing the right iPad often depends on which Apple Pencil you intend to use, and vice versa. Here’s a breakdown of compatibility to help you make an informed decision:
iPads with Apple Pencil Hover Feature
The Apple Pencil hover feature elevates the user experience, allowing you to see a preview of where your Apple Pencil tip will touch the screen. This feature is particularly useful for precision tasks like drawing, sketching, and detailed note-taking. Currently, these iPad models support Apple Pencil hover:
- iPad Pro 13-inch (M4): Apple’s latest and most powerful iPad Pro, fully compatible with Apple Pencil hover for an unparalleled creative experience.
- iPad Pro 12.9-inch (6th generation): A previous generation iPad Pro that still boasts impressive performance and supports the hover feature.
- iPad Pro 11-inch (M4): The smaller counterpart to the 13-inch Pro, offering the same M4 chip and hover capability in a more portable size.
- iPad Pro 11-inch (4th generation): Another excellent Pro model from the previous generation that supports the hover feature.
- iPad Air 13-inch (M2): Bringing the hover feature to the Air series, this model balances performance and portability perfectly.
- iPad Air 11-inch (M2): The more compact iPad Air option, also equipped with the M2 chip and hover functionality.
- iPad mini (A17 Pro): While the original text mentions A17 Pro, it’s likely referring to iPad mini (6th generation) which is compatible with Apple Pencil 2nd generation but does not support hover. It’s important to double-check the latest specifications on Apple’s official website for the most accurate compatibility information regarding iPad mini and hover functionality.
It’s crucial to verify the exact Apple Pencil compatibility with each specific iPad model on Apple’s official website or product documentation as compatibility can change with new releases.
Understanding Apple Card Monthly Installments (ACMI)
For those considering purchasing a new iPad and Apple Pencil, Apple Card Monthly Installments (ACMI) offers a 0% APR financing option in the U.S. This can make investing in Apple technology more accessible by spreading payments over time without incurring interest.
Key Features of ACMI:
- 0% APR: When you choose ACMI at checkout, you benefit from a 0% Annual Percentage Rate, meaning you only pay the original purchase price over the installment period.
- Availability: ACMI is available for eligible products purchased at Apple Store locations, apple.com, the Apple Store app, or by calling 1-800-MY-APPLE.
- Credit Approval: ACMI is subject to credit approval and credit limit. You must be an Apple Card holder to utilize this payment option.
- Eligible Products: ACMI eligibility varies by product and is subject to change. Refer to support.apple.com/102730 for the most up-to-date list of eligible products.
Important ACMI Considerations:
- Apple Card Requirement: ACMI is exclusively for Apple Card users. If you don’t have an Apple Card, you would need to apply and be approved.
- U.S. Only: ACMI is currently only available in the United States.
- Checkout Selection: You must specifically select ACMI as your payment method during the checkout process. Simply using your Apple Card for a one-time payment will subject the purchase to your standard Apple Card variable APR, not the 0% ACMI APR.
- Variable APR for Other Charges: Taxes and shipping fees associated with ACMI purchases are subject to your Apple Card’s variable APR, not the 0% ACMI.
- Carrier Requirement for iPhone: If purchasing an iPhone with ACMI, you may need to select a carrier from the options provided (AT&T, Boost Mobile, T-Mobile, or Verizon). However, iPhones purchased with ACMI are unlocked.
- Exclusions: ACMI is not available for purchases made at special online storefronts such as employee purchase programs, government and military programs, or for refurbished devices.
- Payment Structure: The last month’s payment will be the remaining balance of the product’s purchase price after all previous monthly payments.
- Terms Subject to Change: Apple states that ACMI terms, including eligible products and installment periods, are subject to change at any time. It’s always best to check the latest terms and conditions before making a purchase.
Conclusion
Choosing the right Apple Pencil and iPad combination involves considering compatibility, features like hover, and your budget. Understanding payment options like Apple Card Monthly Installments can simplify the purchasing process, making these innovative tools more accessible. Always refer to Apple’s official website and support documents for the most accurate and current information on product compatibility and financing terms.
