Compare Marriott Credit Cards: Find the Best Marriott Bonvoy Card for You

Choosing the right hotel rewards credit card can significantly enhance your travel experiences, especially if you are a Marriott loyalist. With a variety of Marriott Bonvoy credit cards available, each offering unique benefits and rewards, it’s crucial to Compare Marriott Credit Cards to find one that aligns with your spending habits and travel goals. This comprehensive guide breaks down the top Marriott Bonvoy credit cards, helping you make an informed decision and maximize your Marriott Bonvoy points.

Marriott Bonvoy Boundless® Credit Card

Our Pick For: Most Marriott Loyalists

The Marriott Bonvoy Boundless® Credit Card stands out as a valuable option for frequent Marriott guests. Its benefits, notably the annual free night award, can easily offset the annual fee. Marriott’s extensive global presence, encompassing both budget-friendly and luxury hotels, coupled with the flexibility to redeem points for various travel expenses beyond hotel stays, makes this card a strong contender.

Marriott Bonvoy Boundless® Credit Card: Rewards

6X Points per dollar spent at participating Marriott Bonvoy hotels.
3X Points per dollar at grocery stores, gas stations, and on dining (on up to $6,000 in combined purchases per year; then 2X points per dollar).
2X Points per dollar on all other eligible purchases.

(Note: Card rewards are in addition to standard Marriott Bonvoy member points. Bonvoy members earn 10 points per dollar at participating hotels regardless of payment method. Using this card adds 6 points per dollar, and Silver Elite status (included with the card) adds another 1 point, totaling 17 points per dollar when using the card at Marriott hotels.)

Marriott Bonvoy Boundless® Credit Card: Perks

Annual Free Night Award: Redeemable each year on your account anniversary for a stay worth up to 35,000 points.
Automatic Silver Elite Status: Benefits include:
- 10% bonus points on base points earned from Marriott stays.
- Priority late checkout (subject to availability).
Path to Higher Elite Status:
- 15 Elite Night Credits each calendar year, boosting your progress towards higher tiers.
- 1 additional Elite Night Credit for every $5,000 spent on the card.
- Automatic Gold Elite status if you spend $35,000 on the card annually.

(Note: Silver Elite status typically requires 10 nights per year; Gold Elite requires 25 nights. See our guide to Marriott elite status for details.)

Marriott Bonvoy Boundless® Credit Card: Bonus Offer

Limited Time Offer! Earn a $150 Statement Credit after your first purchase within 12 months of account opening. Plus, earn 100,000 Bonus Points after spending $3,000 on purchases in your first 3 months.

Image: Front view of the Marriott Bonvoy Boundless Credit Card, showcasing its design.

Marriott Bonvoy Brilliant® American Express® Card

Our Pick For: Premier Benefits

For those seeking top-tier benefits, the Marriott Bonvoy Brilliant® American Express® Card is the premium option in the Marriott credit card lineup. It comes with a substantial welcome offer, generous rewards, various statement credits, elite status, and lounge access. However, these premium perks come with a higher annual fee. Terms apply.

Marriott Bonvoy Brilliant® American Express® Card: Rewards

6X Points per dollar spent at participating Marriott Bonvoy hotels.
3X Points per dollar at restaurants worldwide.
3X Points per dollar on flights booked directly with airlines.
2X Points per dollar on all other eligible purchases.
Terms apply.

(Note: Card rewards are in addition to standard Marriott Bonvoy member points. Bonvoy members earn 10 points per dollar at participating hotels regardless of payment method. Using this card adds 6 points per dollar, and Platinum Elite status (included with the card) adds another 5 points, totaling 21 points per dollar when using the card at Marriott hotels. Terms apply.)

Marriott Bonvoy Brilliant® American Express® Card: Perks

Annual Free Night Award: Redeemable each year after account anniversary for a stay worth up to 85,000 points.
$300 Annual Restaurant Statement Credit: Up to $25 per month in statement credits for eligible restaurant purchases worldwide.
Application Fee Credit: Credit for Global Entry or TSA PreCheck application fees.
Priority Pass Select Membership: Access to airport lounges worldwide (enrollment required).
Up to $100 Property Credit: For qualifying charges at The Ritz-Carlton, Ritz-Carlton Reserve, or St. Regis brands when booking direct for 2+ night stays using a special rate.
Trip Cancellation and Interruption Insurance.
Automatic Platinum Elite Status: Benefits include:
- 50% bonus points on base points earned from Marriott stays.
- Priority 4 p.m. late checkout (subject to availability).
- Room upgrades and welcome amenities.
- Free high-speed in-room WiFi.
Path to Higher Elite Status:
- 25 Elite Night Credits automatically each calendar year.
Terms apply.

(Note: Platinum Elite typically requires 50 nights per year; Titanium Elite requires 75 nights. See our guide to Marriott elite status for details. Terms apply.)

Marriott Bonvoy Brilliant® American Express® Card: Bonus Offer

Earn 95,000 Marriott Bonvoy® bonus points after spending $6,000 in purchases within the first 6 months of Card Membership. Terms Apply.

Image: Marriott Bonvoy Brilliant American Express Card displayed from the front, highlighting its premium design.

Marriott Bonvoy Bevy™ American Express® Card & Marriott Bonvoy Bountiful™ Card

Our Picks For: Elevated Rewards for Frequent Guests

Note: These two cards offer almost identical benefits but are issued by different banks.

The Marriott Bonvoy Bevy™ American Express® Card and Marriott Bonvoy Bountiful™ Card are designed for Marriott enthusiasts who spend a significant number of nights in hotels. While they come with a higher annual fee than basic cards, the rewards are substantial. Benefits include bonus points per stay, elite status, and a pathway to an annual free night award. Terms apply.

Marriott Bonvoy Bevy™ American Express® Card: Rewards

6X Points per dollar spent at participating Marriott Bonvoy hotels.
4X Points per dollar at U.S. supermarkets and restaurants worldwide, including takeout and delivery in the U.S. (on up to $15,000 in combined purchases per year; then 2X points per dollar).
2X Points per dollar on all other eligible purchases.
Terms apply.

(Note: Card rewards are in addition to standard Marriott Bonvoy member points. Bonvoy members earn 10 points per dollar at participating hotels regardless of payment method. Using this card adds 6 points per dollar, and Gold Elite status (included with the card) adds another 2.5 points, totaling 18.5 points per dollar when using the card at Marriott hotels. Terms apply.)

Marriott Bonvoy Bevy™ American Express® Card: Perks

1,000 Bonus Points for each qualifying stay.
Annual Free Night Award: Earned after spending $15,000 in a calendar year, redeemable for a stay worth up to 50,000 points.
Automatic Gold Elite Status: Benefits include:
- 25% bonus points on base points earned from Marriott stays.
- Priority 2 p.m. late checkout (subject to availability).
- Enhanced room upgrades when available.
- Free high-speed in-room WiFi.
Path to Higher Elite Status:
- 15 Elite Night Credits automatically each calendar year.
Terms apply.

(Note: Gold Elite typically requires 25 nights per year; Platinum Elite requires 50 nights. See our guide to Marriott elite status for details. Terms apply.)

Marriott Bonvoy Bevy™ American Express® Card: Bonus Offer

Earn 85,000 Marriott Bonvoy bonus points after spending $5,000 in purchases within the first 6 months of Card Membership. Terms Apply.

Image: Front view of the Marriott Bonvoy Bevy American Express Card, highlighting its design elements.

Marriott Bonvoy Bountiful™ Card: Rewards

6X Points per dollar spent at participating Marriott Bonvoy hotels.
4X Points per dollar at grocery stores and on dining (on up to $15,000 in combined purchases per year; then 2X points per dollar).
2X Points per dollar on all other eligible purchases.

(Note: Card rewards are in addition to standard Marriott Bonvoy member points. Bonvoy members earn 10 points per dollar at participating hotels regardless of payment method. Using this card adds 6 points per dollar, and Gold Elite status (included with the card) adds another 2.5 points, totaling 18.5 points per dollar when using the card at Marriott hotels.)

Marriott Bonvoy Bountiful™ Card: Perks

1,000 Bonus Points for each qualifying stay.
Annual Free Night Award: Earned after spending $15,000 in a calendar year, redeemable for a stay worth up to 50,000 points.
Automatic Gold Elite Status: Benefits include:
- 25% bonus points on base points earned from Marriott stays.
- Priority 2 p.m. late checkout (subject to availability).
- Enhanced room upgrades when available.
- Free high-speed in-room WiFi.
Path to Higher Elite Status:
- 15 Elite Night Credits automatically each calendar year.

(Note: Gold Elite typically requires 25 nights per year; Platinum Elite requires 50 nights. See our guide to Marriott elite status for details.)

Marriott Bonvoy Bountiful™ Card: Bonus Offer

Earn 85,000 Bonus Points after spending $4,000 in purchases in your first 3 months from account opening.

Image: Marriott Bonvoy Bountiful Credit Card displayed from the front, showcasing its card design.

The Marriott Bonvoy Bountiful™ Card from Chase offers substantial rewards for frequent Marriott guests. Similar to the Bevy card, it provides bonus points per stay, elite status, and a path to a free night each year, making it a strong contender for those who frequently stay at Marriott properties.

Marriott Bonvoy Bold® Credit Card

Our Pick For: No Annual Fee

The Marriott Bonvoy Bold® Credit Card is an excellent entry-level option, especially for those who prefer no annual fee credit cards. It offers bonus rewards not only at Marriott Bonvoy hotels but also in everyday spending categories. Automatic Silver Elite status and associated perks add further value to this card.

Marriott Bonvoy Bold® Credit Card: Rewards

3X Points per dollar spent at participating Marriott Bonvoy hotels.
2X Points per dollar spent on grocery store purchases, rideshare services, and select food delivery.
2X Points per dollar spent on select streaming, internet, cable, and phone services.
1X Point per dollar on all other eligible purchases.

(Note: Card rewards are in addition to standard Marriott Bonvoy member points. Bonvoy members earn 10 points per dollar at participating hotels regardless of payment method. Using this card adds 3 points per dollar, and Silver Elite status (included with the card) adds another 1 point, totaling 14 points per dollar when using the card at Marriott hotels.)

Marriott Bonvoy Bold® Credit Card: Perks

Automatic Silver Elite Status: Benefits include:
- 10% bonus points on base points earned from Marriott stays.
- Priority late checkout (subject to availability).

(Note: Silver Elite status typically requires 10 nights per year; Gold Elite requires 25 nights. See our guide to Marriott elite status for details.)

Marriott Bonvoy Bold® Credit Card: Bonus Offer

Earn 60,000 Bonus Points plus 1 Free Night Award after spending $2,000 on purchases in the first 3 months from account opening. Free Night valued at 50,000 points. Certain hotels may have resort fees.

Image: Front view of the Marriott Bonvoy Bold Credit Card, highlighting its simple and clean design.

Chase Sapphire Preferred® Card

Our Pick For: Point Transfers and Flexibility

While not a Marriott Bonvoy branded card, the Chase Sapphire Preferred® Card is a strong contender for those interested in Marriott rewards due to its point transferability and overall travel flexibility. With a reasonable annual fee, it earns bonus rewards on travel, dining, streaming services, and online grocery purchases. Points are worth 25% more when redeemed for travel through Chase, or they can be transferred to Marriott and other travel partners. The sign-up bonus is also highly attractive.

Chase Sapphire Preferred® Card: Rewards

5X Points per dollar spent on travel booked through Chase Ultimate Rewards®.
5X Points per dollar on Lyft rides (through March 31, 2025).
3X Points per dollar on dining.
3X Points per dollar on select streaming services.
3X Points per dollar on online grocery orders (excluding Target, Walmart, and wholesale clubs).
2X Points per dollar on all travel not booked through Chase Ultimate Rewards®.
1X Point per dollar on other purchases.

Chase Sapphire Preferred® Card: Perks

Redeem points for travel through Chase Ultimate Rewards® at a value of 1.25 cents per point.
Transfer points to Marriott or other airline and hotel partners at a 1:1 ratio.
$50 Annual Hotel Credit: Statement credit each anniversary year for hotel stays booked through Chase Ultimate Rewards®.
10% Anniversary Point Bonus: Earn points equal to 10% of your spending in the past year each account anniversary.
Trip cancellation and trip interruption insurance.
Primary rental car insurance.

Chase Sapphire Preferred® Card: Bonus Offer

Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

Image: Front view of the Chase Sapphire Preferred Card, showcasing its distinctive blue and gold design.

Nerdy Tip

How to earn 5X Marriott points at other hotels: The Chase Sapphire Preferred® Card earns 5 points per dollar when purchasing travel through Chase Ultimate Rewards®, including hotels. You can book any hotel through Chase, earn 5X points, and then transfer those points to your Marriott Bonvoy account.

Marriott Bonvoy Business® American Express® Card

Our Pick For: Business Travelers

The Marriott Bonvoy Business® American Express® Card is tailored for business travelers and offers significant value. The annual free night award alone can justify the annual fee. Combined with elite status, generous rewards, and a strong welcome offer, this card is a compelling option for business professionals who frequently stay at Marriott properties. Terms apply.

Marriott Bonvoy Business® American Express® Card: Rewards

6X Points per dollar spent at participating Marriott Bonvoy hotels.
4X Points per dollar at restaurants worldwide.
4X Points per dollar at U.S. gas stations.
4X Points per dollar on wireless telephone services purchased directly from U.S. service providers.
4X Points per dollar on U.S. purchases for shipping.
2X Points per dollar on all other eligible purchases.

(Note: Card rewards are in addition to standard Marriott Bonvoy member points. Bonvoy members earn 10 points per dollar at participating hotels regardless of payment method. Using this card adds 6 points per dollar, and Gold Elite status (included with the card) adds another 2.5 points, totaling 18.5 points per dollar when using the card at Marriott hotels. Terms apply.)

Marriott Bonvoy Business® American Express® Card: Perks

Annual Free Night Award: Redeemable each year on your account anniversary for a stay worth up to 35,000 points.
Second Annual Free Night Award: Earn another free night award by spending $60,000 in a calendar year (maximum redemption value: 35,000 points).
7% Discount: On reservations of standard guest rooms when booking directly at participating hotels.
Automatic Gold Elite Status: Benefits include:
- 25% bonus points on base points earned from Marriott stays.
- Priority 2 p.m. late checkout (subject to availability).
- Enhanced room upgrades when available.
- Free high-speed in-room WiFi.
Path to Higher Elite Status:
- 15 Elite Night Credits automatically each calendar year.

(Note: Gold Elite typically requires 25 nights per year; Platinum Elite requires 50 nights. See our guide to Marriott elite status for details. Terms apply.)

Marriott Bonvoy Business® American Express® Card: Bonus Offer

Earn 125,000 Marriott Bonvoy® Points after spending $8,000 in eligible purchases within the first 6 months of Card Membership. Offer ends 03/12/2025. Terms apply.

Image: Marriott Bonvoy Business American Express Card displayed from the front, emphasizing its professional design.

Which Marriott Credit Card Should I Choose?

Marriott offers a diverse range of branded credit cards to cater to various preferences and spending habits. From no-annual-fee options to premium cards with extensive perks, understanding your travel needs is key to selecting the right card. Marriott’s credit card program has evolved since the introduction of the Bonvoy loyalty program in 2019 and further updates in 2022, providing an array of choices for consumers.

Consumer Marriott Bonvoy Card Choices:

The more expensive cards typically offer richer rewards and benefits. Deciding whether the added perks justify the higher annual fee depends on your individual travel frequency and spending patterns.

» MORE: NerdWallet’s best hotel credit cards

Marriott Credit Cards Compared

Marriott’s credit cards are integrated with the Marriott Bonvoy loyalty program. It’s important to note that Chase and American Express issue different cards due to the Marriott-Starwood merger legacy.

Card	Rewards & Benefits
Marriott Bonvoy Bold® Credit Card (from Chase, $0 annual fee)	– Up to 14 Bonvoy points per $1 at Marriott hotels. – 2X points on grocery, rideshare, food delivery, streaming, internet, cable, phone services. – 1X point on all other purchases.
Marriott Bonvoy Boundless® Credit Card (from Chase, $95 annual fee)	– Up to 17 Bonvoy points per $1 at Marriott hotels. – 3X points on first $6,000 in combined purchases at grocery stores, gas stations, and dining. – 2X points on all other purchases. – Annual Free Night Award (up to 35,000 points). – Automatic Silver Elite Status. – 15 Elite Night Credits annually.
Marriott Bonvoy Bevy™ American Express® Card ($250 annual fee)	– 6X Marriott Bonvoy® points per $1 at Marriott hotels. – 4X points on first $15,000 in combined purchases at restaurants worldwide and U.S. supermarkets. – 2X points on all other purchases. – 1,000 bonus points per qualifying stay. – Complimentary Gold Elite status. – Free Night Award (up to 50,000 points) after $15,000 annual spending. – 15 Elite Night Credits annually. – Terms apply.
Marriott Bonvoy Bountiful™ Card (from Chase, $250 annual fee)	– 6X points per $1 at Marriott hotels. – 4X points on first $15,000 in combined purchases at restaurants worldwide and U.S. supermarkets. – 2X points on all other purchases. – 1,000 bonus points per qualifying stay. – Complimentary Gold Elite status. – Free Night Award (up to 50,000 points) after $15,000 annual spending. – 15 Elite Night Credits annually.
Marriott Bonvoy Brilliant® American Express® Card ($650 annual fee)	– 6X points per $1 at Marriott hotels. – 3X points at restaurants worldwide and on flights booked directly with airlines. – 2X points on all other purchases. – Annual Free Night Award (up to 85,000 points). – Automatic Platinum Elite status. – $300 annual restaurant statement credit. – Priority Pass Select membership. – TSA PreCheck or Global Entry application fee credit. – 25 Elite Night Credits annually. – Terms apply.

Nerdy Tip

NerdWallet values Marriott points at 0.9 cent each. Aim for redemptions offering 0.9 cent or more in value from your Marriott points.

» MORE: Benefits of Marriott Bonvoy credit cards

Cheat Sheet for Choosing a Marriott Card

If You Want That Anniversary Night: Marriott Bonvoy Boundless® Credit Card

For many Marriott loyalists, the Boundless card is a solid choice. The annual free night award can easily outweigh the $95 annual fee, as a night at a Marriott property often costs more. Its 3X points on groceries, gas, and dining (up to $6,000 annually) and 2X points everywhere else make it competitive with general cash-back cards.

» MORE: Full review of the Marriott Bonvoy Boundless® Credit Card

If You Want to Try a Bonvoy Card for Free: Marriott Bonvoy Bold® Credit Card

The Bold card’s $0 annual fee makes it a low-risk way to explore Bonvoy perks and points or to test hotel loyalty programs in general. While it offers less outsized value than other Marriott cards, it’s ideal for those who avoid annual fees.

» MORE: Full review of the Marriott Bonvoy Bold® Credit Card

If You Want More Marriott Rewards on Everyday Spending: Marriott Bonvoy Bevy™ American Express® Card and Marriott Bonvoy Bountiful™ Card

These nearly identical cards (issuer difference aside) offer 4X Marriott Bonvoy points on up to $15,000 in combined annual spending at restaurants worldwide and U.S. supermarkets. This makes them rewarding for building up Bonvoy points balances quickly. They also include automatic Gold status and 1,000 bonus points per qualifying Marriott stay.

If You Want Luxury Benefits: Marriott Bonvoy Brilliant® American Express® Card

The Marriott Bonvoy Brilliant® American Express® Card’s high annual fee can be justified by its premium benefits. The $300 annual dining credit effectively reduces the fee to $350, and the annual free night award (up to 85,000 points) can easily cover the remaining cost. Automatic Platinum Elite status offers valuable perks like room upgrades, free breakfast, lounge access, and late checkout. Additional perks include a $100 property credit at Ritz-Carlton and St. Regis hotels for two-night stays. Terms apply.

» MORE: Full review of the Marriott Bonvoy Brilliant® American Express® Card

Other Marriott Cards

Marriott also has legacy cards no longer open to new applications:

Marriott Bonvoy™ American Express® Card.
Marriott Rewards® Premier Plus Credit Card.
The Ritz-Carlton Card.

The Marriott Bonvoy Business® American Express® Card is available for small businesses.

» MORE: Full review of the Marriott Bonvoy Business® American Express® Card

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NerdWallet’s Gregory Karp contributed to this article.

To view rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this page. To view rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, see this page. To view rates and fees of the Marriott Bonvoy Business® American Express® Card, see this page.

Information related to the Marriott Bonvoy Bountiful™ Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

Insurance Benefit: Trip Cancellation and Interruption Insurance

The maximum benefit amount for Trip Cancellation and Interruption Insurance is $10,000 per Covered Trip and $20,000 per Eligible Card per 12 consecutive month period.
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
Please visit americanexpress.com/benefitsguide for more details.
Underwritten by New Hampshire Insurance Company, an AIG Company.