Despite its significant annual fee, the Platinum Card from American Express continues to be a top contender for frequent travelers, especially those loyal to United Airlines. This premium travel credit card boasts an impressive array of benefits designed to enhance the travel experience, and for United flyers in particular, certain perks can offer exceptional value. Let’s delve into why the Amex Platinum card could be a smart choice when you Compare United Credit Cards.
For travelers who frequently fly with United, the Amex Platinum card offers several compelling benefits. The card provides up to a $200 airline fee credit, which can be used towards incidental fees with your selected airline, including United. Additionally, cardholders can receive up to a $199 statement credit for Clear Plus membership, expediting airport security lines – a significant time-saver for frequent flyers navigating United hubs. Furthermore, the opportunity to earn 5 Membership Rewards points per dollar on flights booked directly with airlines or through American Express Travel (on up to $500,000 on these purchases per calendar year, then 1 point per dollar) can quickly accumulate substantial rewards for United flyers. Enrollment is required for select benefits to activate these credits and earning multipliers.
Beyond specific United Airlines perks, the Amex Platinum shines as a comprehensive travel rewards card. It provides access to the renowned Centurion Lounge network, offering a premium airport lounge experience that can greatly improve travel days. If your aim is to accumulate valuable Amex Membership Rewards points while enjoying luxurious lounge access at airports you often visit, the Platinum card becomes an even more attractive option when you compare United credit cards and broader travel cards. The flexibility of Membership Rewards points also allows for transfers to various airline partners, potentially including United Airlines partners within Star Alliance, though direct transfers to United are not available.
According to Matt Moffitt, Senior Credit Cards Editor, “Whilst this card has a high annual fee, it more than justifies itself for frequent travelers like me. The lounge access options that come with the Platinum are unrivaled by competitors. I put all of my flights — whether bought with cash or points — on this card to earn 5 points per dollar spent and trip protection insurance*. I make sure to take full advantage of the Uber, Saks Fifth Avenue, Hulu/Disney+ and Clear statement credits. And, honestly, pulling a Platinum card out of your wallet to pay for something does feel pretty fancy.” This personal endorsement highlights the practical benefits and prestige associated with the Amex Platinum.
Enrollment required for select benefits
*Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
However, when you compare United credit cards, it’s important to consider alternatives. If Centurion Lounges are not readily accessible in your travel patterns, and maximizing the Amex Platinum’s statement credits feels like a chore, the Chase Sapphire Reserve® presents a strong alternative premium travel card. The Sapphire Reserve earns Chase Ultimate Rewards points, offering a different rewards currency. While it boasts a lower annual fee compared to the Platinum, it still provides significant travel value, including a $300 annual travel credit that is easily applicable to a wide range of travel purchases and earns a minimum of 3 points per dollar on all travel acquisitions.
Ultimately, when you compare United credit cards, the Amex Platinum card stands out as a powerful contender, particularly for frequent travelers who can leverage its United-specific perks and extensive range of travel benefits. While the annual fee is a significant consideration, the value derived from airline fee credits, Clear Plus credit, lounge access, and robust rewards earning can outweigh the cost for the right traveler. Carefully weigh your travel habits and preferences to determine if the Amex Platinum is the optimal choice in your comparison of United credit cards and premium travel rewards cards.
